Working to find solutions to Texas housing issues Rep. Monica De La Cruz (TX-15) November 14, 2025 For many, owning a home is the American dream. Yet, outdated and inefficient housing policies are keeping Texans from turning homeownership into reality. Across our communities, families that need assistance are left on long wait lists, and veterans struggle to find housing that meets their needs. These challenges are not abstract – this is what countless Americans across our country are facing. But fortunately, as Vice Chairwoman of the Housing and Insurance Subcommittee for the House Financial ... Read More »
Europe must walk the walk on Ukraine Chairman French Hill (AR-02) October 23, 2025 On September 9, Russia violated Polish airspace with multiple drones. Four days later, it menaced Romania with a similar incursion. Since then, we’ve seen Russian fighter jets in Estonian skies and unidentified drones above airports in Oslo and Copenhagen, all while Moscow is escalating bombings of Ukrainian civilians and infrastructure. These intrusions should be a wake-up call for Europe and the free world. President Trump is right to argue that Europe’s continued energy purchases from Russia are “embarrassing... Read More »
SMART Act reduces regulatory burdens on well-run financial institutions By Rep. William Timmons (SC-04) October 3, 2025 Financial institutions play a vital role in the economic success of our local economies. They provide essential services to families and small businesses while driving community development and expanding opportunity in urban and rural communities across the country. As a member of the House Committee on Financial Services, former member of the South Carolina Senate and a small business owner, I have seen firsthand the impact local banks and credit unions have on the communiti... Read More »
Argentine President Milei could reverse 150 years of financial disappointment Chairman French Hill (AR-02) September 23, 2025 The citizens of the Windy City possess a knack for rebuilding after times of ruin. After the Great Chicago Fire destroyed a third of the city in 1871, creative Chicago architects rallied and, in just a few years, rebuilt the city, which included the world’s first skyscraper. This spirit of resilience was not confined to the borders of Chicago. In the 1970s and 1980s, a group of Chilean students studied economics at the University of Chicago. With their studies under Nob... Read More »
The Clock Is Ticking on Crypto Market Structure Legislation in the U.S. Chairman French Hill CoinDesk, September 16, 2025 With the enactment of the GENIUS Act and passage of the CLARITY Act through the U.S. House of Representatives, the United States has reversed its hostile approach to the digital asset ecosystem. While the Biden Administration spent the past four years injecting uncertainty for digital asset users and innovators, other countries pursued different approaches. This reality was apparent as I traveled with bipartisan members of the House Committee on Financial Services and House... Read More »
Rural America is primed for an entrepreneurial renaissance | Rep. Troy Downing REP. TROY DOWNING Billings Gazette Rural America is primed for an entrepreneurial renaissance. A recent study ranked Montana as the state with the best opportunities for startups. Data from the Census Bureau and Bureau of Labor Statistics shows that the Treasure State boasts a strong 422 startups per 100,000 individuals and a 41% 10-year startup survival rate. Oregon, Nevada, and Utah occupy the next three spots, followed later by Wyoming and Idaho in the sixth and seventh positions. Starting to see a trend? In cont... Read More »
By Chairman French Hill and Chairman G.T. Thompson The era of digital assets is no longer just a promise; it’s a national priority. Under President Trump’s leadership, the U.S. has an opportunity to reassert its role as the global leader in technological innovation and financial freedom. With “Crypto Week,” the House of Representatives is following through on President Trump’s commitment to make America the “Crypto Capital of the World” — sending a message to innovators and entrepreneurs that the days of regulatory uncertainty are coming to an end. As chairmen of the House Financial Services a... Read More »
By Chairman French Hill, Chairman G.T. Thompson, and Majority Whip Tom Emmer The United States is on the brink of a new technological frontier – one powered by blockchain and digital assets. These assets are not just the next phase of the internet, but lay the foundation for a more secure, decentralized, and inclusive financial future. From reimagining global payments to protecting data privacy, the potential of blockchain-based systems is endless. Despite the promise of this technology, the United States remains without a clear, comprehensive federal regulatory framework for digital assets. ... Read More »
By Rep. Dan Meuser Last week, we observed National Small Business Week — a time to recognize the contributions of small business owners, workers, and entrepreneurs across Pennsylvania and the United States. But these individuals deserve more than recognition. They deserve real support from their government. Small businesses are the backbone of our economy and the strength of our communities. They’re the employers, the mentors and the community leaders. From sponsoring youth sports teams to donating to local charities, they are the foundation of Main Street and the heart of towns across our Com... Read More »
By Rep. Mike Haridopolos The Consumer Financial Protection Bureau (CFPB) has long been sold to the American public as a necessary watchdog against financial abuse. Its defenders argue that without it, consumers would be left at the mercy of powerful financial institutions. But they are ignoring the fact that consumer protection laws existed long before the CFPB was established. The idea that the CFPB is the last and best line of defense against corporate overreach is misleading. Federal agencies like the Federal Trade Commission (FTC), the Federal Deposit Insurance Corporation, the Office of t... Read More »
