Subcommittee on Housing and Insurance

About the Subcommittee

The subcommittee oversees the U.S. Department of Housing and Urban Development (which includes the Federal Housing Administration), the Government National Mortgage Association (Ginnie Mae), the Rural Housing Service (RHS) at the U.S. Department of Agriculture and the Federal Insurance Office (FIO) at the Department of Treasury. The subcommittee handles matters related to rental housing, community and economic development, homeownership, and rural housing issues. The subcommittee also handles matters related to government-sponsored insurance programs, including the National Flood Insurance Program (NFIP) and the Terrorism Risk Insurance Program and private mortgage insurance.


Congressman Emanuel Cleaver (MO) serves as ranking member of the subcommittee. 

 Rep. Nydia M. Velázquez (NY) 
 Rep. Michael E. Capuano (MA)
 Rep. Wm. Lacy Clay (MO)
 Rep. Brad Sherman (CA)
 Rep. Stephen Lynch (MA)
 Rep. Joyce Beatty (OH)
 Rep. Daniel T. Kildee (WI)
 Rep. John Delaney (MD)
 Rep. Ruben Kihuen (NV)


The complete jurisdiction of the subcommittee includes:

(i) insurance generally; terrorism risk insurance; private mortgage insurance; government sponsored insurance programs, including those offering protection against crime, fire, flood (and related land use controls), earthquake and other natural hazards; the Federal Insurance Office;

housing (except programs administered by the Department of Veterans Affairs), including mortgage and loan insurance pursuant to the National Housing Act; rural housing; housing and homeless assistance programs; all activities of the Government National Mortgage Association; housing construction and design and safety standards; housing related energy conservation; housing research and demonstration programs; financial and technical assistance for nonprofit housing sponsors; housing counseling and technical assistance; regulation of the housing industry (including landlord/tenant relations); and real estate lending including regulation of settlement procedure

(iii) community development and community and neighborhood planning, training and research; national urban growth policies; urban/rural research and technologies; and regulation of interstate land sales; and,

the qualifications for and designation of Empowerment Zones and Enterprise Communities (other than matters relating to tax benefits).

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