Printed Hearing 112-45

WITNESS LIST

Panel 1

Mr. James H. McKillop, President and CEO, Independent Bankers Bank of Florida on behalf of the Independent Community Bankers of America

Mr. Michael Whalen, President and CEO, Heart of America Group

Professor Simon Johnson, The Ronald A. Kurtz, Professor of Entrepreneurship at the Massachusetts Institute of Technology’s Sloan School of Management

Panel 2

Mr. George French, Deputy Director, Division of Risk Management Supervision, Federal Deposit Insurance Corporation

Ms. Jennifer Kelly, Senior Deputy Comptroller for Mid-Size/Community Bank Supervision, Office of the Comptroller of the Currency

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Statement for the Record from the American Bankers Association (ABA)

H.R. 1723, "Common Sense Economic Recovery Act of 2011"

H.R. 2056, A bill to instruct the FDIC Inspector General to study the impact of insured depository institution failures.