Did you know those who are energy consumers are affected by Dodd-Frank?

A study released in March by the analysis firm IHS Inc. indicated that Dodd-Frank could directly increase the cost of energy in America, including oil, electricity and natural gas.

The concern centers around the "Volcker rule", a controversial regulation that would place significant new restrictions on banks trading and investment practices. This could impact energy markets due to the role large banks play in allowing energy providers hedge risk from unforeseeable market fluctuations. As Kurt Barrow, the author of the report has stated, "The economic analysis demonstrates the possible unintended consequences that the proposed rule, in its current form, could have on broader segments of the U.S. economy."

As Reuters reported, "[IHS's] specific findings are that under the Volcker rule there could be 200,000 fewer energy sector jobs than projected between 2012 and 2016, gasoline prices on the East Coast could rise by 4 cents a gallon and investment in natural gas development could decrease."

Who is ultimately left paying for these new expenses? You, not Wall Street.