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Virtual Hearing - Banking Innovation or Regulatory Evasion? Exploring Trends in Financial Institution Charters

Click here for the ARCHIVED WEBCAST of this hearing.

Click here for the Committee Memorandum.


  • H.R. ____, the “Banking Charter Review Act.”
  • H.R. ____, the “Close the ILC Loophole Act.”

Witness List

  • Raúl Carrillo, Deputy Director, LPE Project and Associate Research Scholar at Yale Law School

  • Erik Gerding, Professor of Law, University of Colorado Law School

  • Kristin Johnson, Asa Griggs Candler Professor of Law, Emory University School of Law

  • Carlos Pacheco, CEO, Premier Members Credit Union on behalf of National Association of Federally-Insured Credit Unions (NAFCU)

  • Brian Brooks, Former Acting Comptroller of the Currency

Hearing Videos


    Webcast of the Hearing


    • H.R. 6790, The "Business Borrowers Protection Act."
    • H.R. 6790, The "Business Borrowers Protection Act."
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