Skip to Content


The Future of Banking: How Consolidation, Nonbank Competition, and Technology are Reshaping the Banking System

Click here for the ARCHIVED WEBCAST of this hearing.

Click here for the Committee Memorandum.


  • H.R. 2311, the “Credit Union Governance Modernization Act of 2021.” (Rep. Emmer)
  • H.R. 4395, the “Payment Choice Act of 2021.” (Rep. Payne)
  • H.R. 4590, the “Promoting New and Diverse Depository Institutions Act.”
  • H.R. ____, the “Bank Merger Review Modernization Act of 2021.” (Rep. Jesús "Chuy" García)
  • H.R. ____, the “Close the ILC Loophole Act.” (Rep. Jesús "Chuy" García)
  • H.R. ____, the “Financial Services Worker Bill of Rights Act.”
  • H.R. ____, the “NCUA Oversight of Third Party Vendors Act.”

Witness List

  • Paulina Gonzalez-Brito, Executive Director, California Reinvestment Coalition
  • Makada Henry-Nickie, Robert and Virginia Hartley Fellow - Governance Studies, Brookings
  • Sarah Jane Hughes, University Scholar and Fellow in Commercial Law, Indiana University School of Law
  • Desiree Jackson, Assistant Vice President for Treasury Management, Beneficial State Bank
  • Jim Reuter, Chief Executive Officer, FirstBank on behalf of American Bankers Association

Hearing Video


    Webcast of the Hearing


    • H.R. 6790, The "Business Borrowers Protection Act."
    • H.R. 6790, The "Business Borrowers Protection Act."
    Back to top