Ms. Janice K. Sheppard, Senior Vice President, Mortgage Lending and Compliance, Southwest Airlines Federal Credit Union, on behalf of the National Association of Federal Credit Unions (TTF)
Mr. William A. Loving, Jr., President and Chief Executive Officer, Pendleton Community Bank, on behalf of the Independent Community Bankers of America (TTF)
Mr. Jerry Howard, Chief Executive Officer, National Association of Home Builders (TTF)
Mr. Tom Deutsch, Executive Director, American Securitization Forum (TTF)