Mr. Ken L. Burgess, Chairman, FirstCapital Bank of Texas, on behalf of the American Bankers Association (TTF)
Mr. Keith Stone, President and Chief Executive Officer, The Finest Federal Credit Union, on behalf of the National Association of Federally-Insured Credit Unions (TTF)
Mr. Patrick J. Kennedy, Jr., Managing Partner, Kennedy Sutherland LLP, on behalf of the Subchapter S Bank Association (TTF)
Ms. Sarah Edelman, Director of Housing Policy, Center for American Progress (TTF)