Ms. Brenda K. Hughes, Senior Vice President, First Federal Savings, on behalf of the American Bankers Association (ABA) -- (TTF)
Mr. Samuel A. Vallandingham, President and CEO, First State Bank, on behalf of the Independent Community Bankers of America (ICBA) -- (TTF)
Ms. Nikitra Bailey, Executive Vice President, Center for Responsible Lending -- (TTF)
Mr. Kevin Chavers, Managing Director, BlackRock, on behalf of the Securities Industry and Financial Markets Association (SIFMA) -- (TTF)
Mr. Richard Stafford, President and CEO, Tower Federal Credit Union, on behalf of the National Association of Federally-Insured Credit Unions (NAFCU) -- (TTF)
