Hearing Entitled: The Future of Deposit Insurance: Exploring the Coverage, Costs, and Depositor Confidence

Tuesday, November 18, 2025 | 10:00 | 2128 Rayburn House Office Building

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Click here to view the Committee Memorandum.

Witnesses:

Mr. James Ryan, Chairman and Chief Executive Officer, Old National Bancorp
Mrs. Jill Castilla, President and Chief Executive Officer, Citizens Bank of Edmond
Mr. Chris Furlow, President and Chief Executive Officer, Texas Bankers Association
Mr. Grover Norquist, Founder and President, Americans for Tax Reform
Mr. Jarryd E. Anderson, Partner and Co-Chair, Financial Services Group, Paul, Weiss, Rifkind, Wharton & Garrison LLP

Legislation:

H.R. ____, to require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes
H.R. ___, the Growing Deposit Insurance for the Future Act
H.R. ____, to authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes
H.R. 4551, the Employee Paycheck and Small Business Protection Act
H.R. ____, the Enhancing Bank Resolution Participation Act
H.R. ____, the Least Cost Exception Act
H.R. ____, the Failing Bank Acquisitions Fairness Act

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