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Hearing Entitled: Promoting Access to Credit for Everyday Americans

Thursday, April 16, 2026 | 10:00 | 2128 Rayburn House Office Buildings
Click here to view the livestream of this hearing.

Click here to view the Committee Memorandum.

Witnesses

  • Mr. Dan SmithPresident and Chief Executive Officer, Consumer Data Industry Association
  • Ms. Rebecca KuehnPartner, Hudson and Cook
  • Mrs. Celia WinslowPresident and Chief Executive Officer, American Financial Services Association
  • Mrs. Veneshia FerdinandDirector of Compliance Policy, Simmons Bank, on behalf of the American Bankers Association
  • Ms. Chi Chi WuDirector of Consumer Reporting and Data Advocacy, National Consumer Law Center

Legislation:

  • H.R. 5775, the FCRA Liability Harmonization Act
  • H.R. 5402, the Credit Access and Inclusion Act
  • H.R. 7588, the Eliminating Fraud in the CFPB’s Complaint Database Act 
  • H.R. 8141,the Fair Credit Reporting Reseller Accuracy Act