In Case You Missed It

September 6, 2018 This is a not-so-happy anniversary in American history. Ten years ago Thursday, the federal government took over Fannie Mae and Freddie Mac , the failed government-sponsored housing enterprises that were at the center of the last financial crisis. Leading up to… Read more »

July 16, 2018 Nearly all the economic news since Donald Trump took office has been strongly positive, and Mr. Trump added to that… Read more »

  May 23, 2018 Headlines portray Congress as a swamp of dysfunction, but the House on Tuesday showed that the parties and chambers can work together by passing a bipartisan… Read more »

By Norbert Michel, Contributor March 26, 2018 The Independent Community Bankers of America is very close to securing a victory for its members. Just one thing is keeping the Senate-passed Economic Growth, Regulatory Relief, and Consumer Protection Act (S.2155) from sailing to the White House for President Trump’s signature: The… Read more »

The Art of a Banking Compromise On fixing Dodd-Frank, the House shouldn't be a potted plant. By The Editorial Board March 16, 2018 After passing a bipartisan banking bill 67-31 that would remedy some of the Dodd-Frank Act’s flaws, many Senators want to call it a wrap. But Congress is a bicameral legislature, and the House deserves an… Read more »

By Mick Mulvaney January 23, 2018 When I arrived at the Consumer Financial Protection Bureau in November, I told employees that despite what they might have heard, I had no intention of shutting down the bureau. As members of the executive branch, we are charged with faithfully executing the law. The law mandates that we enforce consumer-protection laws, and we will continue to do so… Read more »

  By Gregory T. Angelo January 22, 2018 Under new leadership, the Consumer Financial Protection Bureau (CFPB) recently announced plans to reconsider the payday rule, which opens the door to repealing the burdensome regulation outright. A full repeal would be a massive win for American consumers. As it stands now, the payday… Read more »

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By Phil Gramm and Michael Solon December 1, 2017 The only sound basis for gauging the potential impact of public-policy changes is through the mirror of historical experience. Economic models may provide insight, but invariably their predictions tell us more about the model than about the future. Only by analyzing what has actually happened in the past can we generate any meaningful… Read more »

The Fox Business Channel this morning reported on two Financial Services Committee staff reports issued earlier this year that reveal the Consumer Financial Protection Bureau was asleep at the wheel when it came to protecting consumers from the Wells Fargo fraudulent accounts scandal. The reports, which can be read here and here, “reveal a… Read more »