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WTAS: Financial Services Highlights Support for Commmittee’s Bipartisan Amendment to the 21st Century ROAD to Housing Act

Support for the Committee’s bipartisan amendment to the 21st Century ROAD to Housing Act has been rolling in since last week’s 396-13 passage through the House. To date, over 250 groups have expressed support for the amendment.

For a one-pager on the bill click here.

For a section-by-section on the bill click here.

For the Administration’s Statement of Administrative Policy, click here.

For more information click here.

Here is what they are saying:

National Association of Home Builders said, “NAHB applauds the House for overwhelmingly approving the revised 21st Century ROAD to Housing Act with strong bipartisan support. Led by House Financial Services Committee Chairman French Hill and Ranking Member Maxine Waters, the package eliminates a forced-sale provision on rental housing that would have reduced supply, raises and indexes multifamily loan limits to help spur new apartment development, and provides meaningful relief to community banks. We urge the Senate to move quickly to send a once-in-a-generation housing bill to President Trump to expand housing supply and address America’s housing affordability challenges.”

The Real Estate Roundtable said, “The latest amendment is focused where it should be — on increasing housing supply. Its sections to boost manufactured housing; help support renters interested in home ownership; build more homes in Opportunity Zones; streamline excessive environmental reviews that delay residential construction; encourage transit-oriented development; and promote much-needed land-use and zoning reforms, among other provisions, all add up to a comprehensive and robust package of smart housing policy.”

Independent Community Bankers of America and 44 state organizations said, “Community banks nationwide are eager to play a role in alleviating the housing crisis. With this in mind, we urge your support for the recently released, revised House version of the 21st Century ROAD to Housing Act which includes in Title IX, “Strengthening Community Banks’ Role in Housing,” provisions that would enable community banks to better serve local families, small businesses, and underserved communities without compromising financial stability. The provisions of Title IX passed the House on February 9th, 2026 with an overwhelming bipartisan vote of 390 to 9 and form a critical component of housing legislation.”

National Multifamily Housing Council said, “The National Multifamily Housing Council (NMHC) strongly supports the amended 21st Century ROAD to Housing Act as it protects and supports as many as 72,000 Build-to-Rent households every year while taking a major step forward in expanding the nation’s housing supply. Critically, the revised legislation will provide residents with greater housing choice and opportunities at a time when housing affordability is the single most important issue to individuals and families throughout the nation. We applaud the House Financial Services Committee and its leadership for their steadfast, bipartisan dedication and innovative approach to this legislation and now urge the Senate to quickly pass this Act for the President’s signature.”

Mortgage Bankers Association said, “MBA believes this bipartisan measure, as revised, represents a positive and balanced attempt to boost housing supply, expand affordable homeownership and rental opportunities, reduce unnecessary regulatory burdens to housing production, embrace modern manufactured and modular housing, and increase collaboration across all agencies that regulate the housing and real estate finance sectors.”

Housing Partnership Network said, “The revised legislation builds on the important work done by the Senate in the earlier version of the 21st Century ROAD to Housing Act and reflects a sustained bipartisan effort to address the nation’s housing supply and affordability challenges. We are particularly pleased to see the inclusion of important provisions that will modernize the HOME Investment Partnerships Program, allow for increased investment in the Housing Credit and make other common-sense improvements to existing housing programs.”

National Council of State Housing Agencies said, “The bill retains most of the bipartisan policies in the House’s prior version as well as the Senate’s version. It also makes important improvements that result in an even stronger bill overall. In particular, the House bill scheduled for consideration next week adds reforms to rural housing programs, includes a home repair pilot program, and ensures single-family built-to-rent communities owned by institutional investors, including communities financed with the Housing Credit for low-income households, remain a viable source of critically needed supply.”

Council of State Community Development Agencies said, “In addition to the HOME reforms in the Senate’s bill, Section 501 of the House amendment includes the full HOME Reform Act drafted by leaders of the Subcommittee on Housing and Insurance. Congress first authorized the HOME program in 1990 through the Cranston-Gonzalez National Affordable Housing Act. Since then, HOME has supported more than 1.4 million units of affordable housing for renters, home buyers, and homeowners. Despite the program’s success, Congress has not substantially modified HOME since its original authorization. COSCDA is pleased to see the full HOME Reform Act included in the House amendment as it represents a comprehensive effort to modernize the HOME program to address current development realities.”

National Housing Conference Coalition said, “We write to express our strong support for the House amendment to the 21st Century ROAD to Housing Act. This critically needed legislation makes a substantial down payment on efforts to address the housing affordability crisis affecting communities nationwide. We urge the House of Representatives to swiftly pass the amended bill and work with the Senate to send it to the President without delay.”

Up For Growth Coalition said, “America’s housing crisis demands action, and the amended language introduced for the 21st Century ROAD to Housing Act is a strong step forward. We write today to express our support for this legislation and to urge the House of Representatives to pass it without delay. As you know, building more homes is the best way to lower housing costs for American families. The House bill reflects that reality. It preserves pro-supply provisions while making critical corrections to ensure that the 21st Century ROAD to Housing Act truly meets its promise as a housing supply bill.”

American Fintech Council said, “Community banks remain a cornerstone of local lending and community development, and innovative banks are increasingly bringing this local approach to a national stage. Providing this targeted regulatory flexibility helps ensure these institutions can deploy capital to support housing supply, homeownership, and investment in the communities they serve. AFC supports inclusion of the community banking provisions already advanced by the House, in particular the bills that would strengthen community banks’ ability to serve customers while promoting access to financial services for more Americans.”

American Land Title Association said, “The amended 21st Century ROAD to Housing Act represents an important step in the legislative process toward enacting a bipartisan, bicameral bill that will strengthen housing supply and modernize federal housing policy while ensuring the real estate system remains reliable and secure for homebuyers and lenders.”

American Planning Association said, “The clear bipartisan agreement to address housing supply is vital to lowering costs and driving economic prosperity. This bill will spur and support the work of planners finding local solutions and reforming housing codes and systems. Now, we encourage the Senate to finish the job and deliver a landmark housing victory for Americans.”

Appraisal Institute said, “We appreciate Chairman Hill and Ranking Member Waters’ efforts in moving this important housing legislation one step closer to the President’s desk for his signature. These appraisal provisions reflect a thoughtful and balanced approach to modernization that strengthens consumer protections, supports workforce development, and preserves confidence in the valuation process.”

Arkansas Bankers Association said, “The Arkansas Bankers Association (“ABA”) applauds your work on the 21st Century ROAD to Housing Act, advancing legislation that recognizes the important role community banks play in expanding access to housing, supporting local economies, and keeping capital working in the communities we serve. Arkansas community banks are essential providers of credit for housing, small businesses, agricultural operations, municipal projects, and local economic development. For our members, the provisions in this Act are not abstract policy changes; they affect whether community banks can continue to compete, lend, and meet the needs of Arkansas families and businesses. ABA strongly supports the Act’s provisions designed to help community banks keep deposits local. This flexibility will help banks better retain and deploy local funding to support housing, community development, agriculture, and small business lending. It will also provide helpful clarity and flexibility for community banks while maintaining appropriate limits.”

Bipartisan Policy Center Action said, “The 21st Century ROAD to Housing Act, as passed by the House of Representatives, will help boost housing supply through commonsense regulatory reforms, modernizing federal programs, and encouraging states and local communities to adopt pro-housing policies. With so many families struggling with high housing costs, I commend the leadership of the House Financial Services Committee for advancing this critical bipartisan measure and urge Congress to come together to send a final housing bill to the president's desk."

Commercial Real Estate Finance Council said, “By refining the scope of investment regulations, the House revisions are a step in the right direction to protect the flow of capital necessary to increase housing supply and liquidity while addressing broader affordability challenges.”

Economic Innovation Group said, “The House’s passage of the 21st Century ROAD to Housing Act is welcome progress on one of the most pressing economic challenges facing American families. America cannot lower housing costs without building substantially more homes of all types. This legislation takes meaningful steps toward that goal, and Congress should move quickly to get it across the finish line. America’s housing shortage has raised the cost of living, limited mobility, and made it harder for workers and families to access opportunity. Meeting the scale of the challenge requires federal policy that is unambiguously pro-production across all dimensions: reducing barriers, improving financing tools, and supporting communities that want to grow. The 21st Century ROAD to Housing Act advances that goal.

Florida Bankers Association said, “This bill would help address high housing costs by reducing barriers to new construction, modernizing federal housing programs, and allowing banks to deploy more capital into their communities. For Florida, those reforms would help expand housing supply and improve access to homeownership. Community banks are critical to this effort. They are relationship-based mortgage lenders that serve first-time homebuyers, rural communities, and other local borrowers, and they also finance small businesses, entrepreneurs, and community growth. Right-sized regulation is essential so community banks can continue providing mortgage credit, housing development financing, and Main Street lending.”

Kentucky Bankers Association said, “The provisions of the Act, particularly Title IX, will allow our community banks to continue to serve as a leader in addressing Kentucky’s housing crisis. Specifically, the changes under the Act allow more flexibility with keeping deposits local, tailoring regulation appropriate with a bank’s size and risk profile, and halting uncertain methods and practices in supervision, all of which significantly benefit Kentucky’s community banks in allowing them to focus on serving consumers and their housing needs rather than unnecessary barriers to service.”

Leading Builders of America said, “This legislation, together with the President Trump’s Executive Order Removing Regulatory Barriers to Affordable Home Construction, will pave the wave toward increased housing affordability for American families. LBA urges the Senate to bring the House bill up for a floor vote as soon as possible.”

Lincoln Avenue Communities said, “Communities across the nation in urban, suburban, and rural areas alike are facing an acute housing affordability crisis that requires a multipronged policy response. The Amended 21st Century ROAD to Housing Act includes many impactful provisions that, when enacted, will strengthen the tools and resources affordable housing developers and stakeholders need to deliver more cost-effective, quality affordable housing where it is needed most.”

Manufactured Housing Institute said, “The inclusion of an entire title in the bill dedicated to manufactured housing reflects the strong bipartisan, bicameral recognition of manufactured housing as an essential segment of the housing market with tremendous potential to deliver more safe, affordable, efficient, and desirable homeownership opportunities for American families with the right policies in place. Removing outdated statutory requirements that a manufactured home be built on a permanent chassis will allow for more attractive and efficient design possibilities, particularly when complemented with provisions reaffirming HUD’s primacy and ultimate discretion with respect to regulations impacting manufactured housing.”

Mayors and CEOs for U.S. Housing Investment said, “The 21st Century ROAD to Housing Act addresses many of our coalition’s priorities by streamlining federal reviews for housing projects, modernizing programs, incentivizing local governments to address barriers to housing development, and increasing veterans’ access to federal housing programs. Additionally, the bill contains reforms to the Community Development Block Grant (CDBG) Program, such as adding affordable housing construction as an eligible activity.”

Modular Building Institute said, “As the voice of the commercial modular construction industry, the Modular Building Institute has been following the 21st Century ROAD to Housing Act since it was introduced, and we are pleased to offer our support for this landmark legislation. We believe the provisions related to the modular industry will protect consumers and provide avenues for the future study of the barriers to wider adoption of modular construction. America needs housing, and MBI’s members stand ready to build, and the 21st Century ROAD to Housing Act will allow our members to build more housing than ever before.”

National Association of Counties said, “The changes regarding the Community Development Block Grant (CDBG) and large institutional investors reflect meaningful engagement with county partners and demonstrate a clear commitment to addressing local concerns while advancing efforts to expand housing availability nationwide. As front-line administrators of CDBG and other federal housing programs, counties depend on stable, flexible federal partnerships to finance housing, infrastructure, and economic development investments tailored to local needs.”

National Association of Mortgage Brokers said, “For every home that is built, financed, or sold in America, mortgage brokers are working on the front lines to turn housing supply into actual homeownership opportunities. We are not peripheral to the housing equation — we are foundational. H.R. 6644 speaks directly to the barriers NAMB members encounter every day. From housing counseling improvements that prepare borrowers long before they reach a broker's desk, to supply barrier removal grants that help convert regulatory relief into actual units on the ground, this legislation takes a comprehensive view of what it truly means to make homeownership accessible.”

National Association of Realtors said, “This legislation confronts barriers to housing at all levels of government and represents the kind of comprehensive response needed to restore affordability and expand the dream of homeownership to more Americans. It gives communities new tools and resources to plan and build for growth, streamlines federal processes that delay construction, and updates financing options for manufactured and rural housing. The bill also modernizes federal programs, such as the HOME Investment Partnerships Program, to expand homeownership opportunities, takes steps to improve access to credit for homebuyers, and helps ensure veterans take full advantage of their VA home loan benefits.”

National Bankers Association said, “The legislation includes meaningful reforms designed to strengthen community and mission-driven financial institutions by reducing unnecessary regulatory burden, expanding access to stable deposits, improving flexibility for smaller banks, and encouraging new bank formation. These provisions recognize the important role community and mission- driven banks play in supporting small businesses, increasing access to credit, and driving economic growth in underserved communities.”

National Coalition of Housing Providers said, “The revised Act, like all compromise legislation, is not perfect. Nevertheless, it is one that our organizations support as it encompasses some of the most significant housing proposals in a generation. As the process moves forward, it will be vital that the final language safeguards millions of BTR homes and the individuals and families that are building their lives in them. The Act includes many meaningful reforms that will help modernize federal housing programs, reduce barriers to development, and encourage the production and preservation of more housing nationwide. This revised legislation will help communities expand housing supply, improve affordability and create more pathways to both rental housing and homeownership.”

National League of Cities said, “The House “21st Century Road to Housing Act” maintains important local government provisions that will improve existing programs like Community Development Block Grants and the HOME Investment Partnership Program, targets new resources to expedite uptake and adoption of administrative and service improvements, and reduces federal regulatory obstacles that unintentionally add to the cost of housing. These provisions, alongside important private-sector improvements to expand access to private capital, will foster more and better public-private partnerships in communities across the country to preserve existing housing, increase new housing, and reduce the cost to rent or buy a home.”

Public Housing Authorities Directors Association said, “PHADA strongly supports the House amendment to the 21st Century ROAD to Housing Act. The bill includes important bipartisan reforms to modernize federal housing programs, reduce barriers to affordable housing development, and provide communities with additional tools to address housing needs.”

Small Business & Entrepreneurship Council said, “The amendment recognizes the critical role of community banks and local financial institutions in supporting housing development and neighborhood revitalization. Preserving provisions that strengthen the capacity of community banks to participate in housing finance and lending is vital to expanding affordable housing opportunities and supporting long-term economic growth. The amendment also makes adjustments related to build-to-rent investment provisions. Build-to-rent communities have become an important part of the housing ecosystem mix, particularly for working families seeking attainable housing options in growing communities.”

Texas Bankers Association said, “Texas community banks serve as the backbone of local mortgage lending, small business finance, and rural economic development. By reducing unnecessary regulatory burdens, supporting de novo bank formation, and strengthening our banks’ ability to support their communities, the ROAD to Housing Act will help ensure that Texas community banks can compete and thrive. This legislation takes a balanced approach to expanding housing opportunities while recognizing the important role community banks play in helping families achieve homeownership, supporting local development, and driving economic growth in Texas and across the country.”

The Home Depot said, “The Home Depot applauds Chairman French Hill and the House for the overwhelming bipartisan passage of the 21st Century ROAD to Housing Act. This legislation addresses key barriers to housing production, cuts permitting delays, and supports critical repairs for existing housing stock. Unlocking housing inventory is the fastest way to drive broad-based economic growth, and we urge the Senate for swift passage.”

The Student Cottage Coalition said, “We support the House's amendments in Section 1001 of its latest text, which eliminates the disposal provision in the Senate text. These changes will prevent a wave of unintended socioeconomic problems in university communities across the country.”

U.S. Chamber of Commerce said, “The amendment also removes provisions that would have discouraged capital and limited flexibility for investment. These changes would help unlock housing construction, support workforce mobility, and strengthen economic growth. The U.S. Chamber stands ready to work with Congress to advance policies that expand housing supply, and we urge the House to pass the amendment to the 21st Century ROAD to Housing Act.” 

Veterans Association of Real Estate Professionals said, “The legislation takes important steps to improve housing affordability, expand housing opportunities, and strengthen long-term housing stability, especially for servicemembers, veterans, and working families. VAREP especially applauds the VALID Act provisions, which help improve consumer awareness and support more informed use of the VA Home Loan benefit earned through military service.”

Veterans United Home Loans said, “This legislation takes meaningful steps toward improving the homeownership affordability crisis. We are particularly encouraged by the Veteran-specific provisions that will improve Veteran and service member awareness of their earned housing benefit. More broadly, we support the bill's efforts to reduce unnecessary regulatory barriers, modernize federal housing programs and expand affordable housing supply for families across the country. These changes will benefit the millions of Veterans and service members who call every corner of this nation home.”

Zillow said, “Zillow strongly supports the efforts in the House to pass housing legislation that improves both access and affordability. For millions of Americans, homeownership remains out of reach — not for lack of desire, but lack of supply and affordability. This legislation takes meaningful steps to change that, and Zillow stands ready to work with Congress to get housing legislation across the finish line.”