Press Releases

Support for the Committee’s bipartisan Housing for the 21st Century Act is rolling in ahead of Monday’s vote on the House Floor. To date, over 70 groups have endorsed the package.

For a one-pager on the bill, click here.

For a section-by-section on the bill, click here.

Here is what they are saying:

Affordable Housing Tax Credit Coalition said, “The Housing for the 21^st Century Act provides a set of commonsense, bipartisan housing proposals that would increase the supply of affordable housing at a time when housing affordability is top of mind in every part of the country. In particular, the proposal to lift banks’ public welfare investment cap would unlock billions of additional private sector investment to support affordable housing development using the Low-Income Housing Tax Credit, the nation’s most successful tool for producing affordable rental housing. We applaud Housing Finance Committee Chairman Hill and Ranking Member Waters, Housing and Insurance Subcommittee Chairman Flood and Ranking Member Cleaver, and Representatives Lawler, Beatty and Kim for their work to advance this provision, and urge the House to advance this important legislation.”

American Coatings Association said, “The American Coatings Association applauds the bipartisan effort to address the nation’s housing challenges through a comprehensive legislative package. By expanding access to financial resources, strengthening the regulatory framework needed to support increased construction, and lowering costs, this bill takes meaningful steps toward improving housing affordability for communities across the country. The paint and coatings industry plays a critical role in protecting, maintaining, and extending the life of new and existing residential structures, and this legislation acknowledges the importance of durable, high-quality materials in delivering safe, sustainable, and affordable housing.”

American Hotel & Lodging Association said, “The bill’s emphasis on supply-side solutions is particularly important for the low- and moderate-income communities our members serve. By encouraging housing production and modernizing housing finance frameworks, H.R. 6644 promotes the conditions for communities to attract investment, support small businesses, and provide families with stable, affordable places to live—outcomes that are essential to economic growth.”

Americans for Prosperity said, “This legislation marks a promising step forward in reducing federal housing regulations and removing barriers to increasing housing supply and innovation. We are encouraged by the Housing for the 21st Century Act’s commitment to breaking down federal barriers to housing production and incentivizing states and localities to follow suit. While this legislation is a step in the right direction, the focus must remain on sustained action at the state and local level to unleash the next generation of American housing. Congress should continue to prioritize removing federal restrictions and empowering local innovation, allowing a competitive housing market to deliver the supply needed for future generations to thrive.”

Arkansas Bankers Association said, “For Arkansas banks the issues this Act addresses are not abstract policy changes, they directly affect capital in our communities, affordable housing and keeping our community banks strong to serve the customers that rely on them. Arkansas banks’ will have a stronger ability to compete, lend and support local economic development, keeping both our communities and our state thriving.”

Associated Builders and Contractors said, “ABC appreciates the leadership of the U.S. House of Representatives’ Financial Services Committee in addressing America’s housing affordability crisis by tackling the regulatory and permitting barriers that delay projects, increase costs and prevent contractors from meeting housing demand. We appreciate the bipartisan support that brought this bill to the House floor under suspension of the rules and encourage you to vote “Yes” when it comes for a vote. ABC strongly supports the bill’s provisions to streamline federal environmental review for housing development. ABC members regularly experience significant delays when projects are forced into lengthy review processes, often with duplicative documentation requirements and increased litigation risk.”

Bipartisan Policy Center Action said, “The House’s passage of the Housing for the 21st Century Act proves that Congress can address the nation’s housing challenges on a bipartisan basis, thanks to the leadership of House Financial Services Committee Chair French Hill and Ranking Member Maxine Waters. This legislation reflects months of good-faith, cross-party collaboration and a shared commitment to increasing the supply of safe, affordable homes by removing regulatory barriers to construction and expanding housing production nationwide. We urge Senate leadership to build on this momentum and swiftly advance the ROAD to Housing Act, so Congress can deliver meaningful, much-needed reforms to make quality, affordable housing more accessible to Americans across the country," says Michele Stockwell, president of Bipartisan Policy Center Action.”

Broker Action Coalition said, “We strongly support the provision improving consumer awareness of VA home loan eligibility through the Uniform Residential Loan Application, an issue the Broker Action Coalition has long advocated for as a consumer education improvement that helps Veterans better understand their eligibility. We also applaud provisions that expand HOME program eligibility up to 100 percent of area median income, enabling more borrowers to pair responsible financing with critical down payment support. In addition, we support the bill’s efforts to streamline HUD environmental reviews, reduce development barriers, and encourage increased housing supply. We further support the bill’s directive to study FHA small dollar mortgages, recognizing the role these loans can play in improving access to homeownership in lower cost and rural markets.”

Consumer Bankers Association said, “This critical legislation to enable increased bank investments across Main Streets nationwide is a concrete and meaningful step to address housing affordability and drive economic development. CBA commends Chairman Hill and the Members of the Financial Services Committee for their bipartisan leadership on this issue. These reforms will expand access to capital for hardworking Americans.”

Community Development Bankers Association said, “The bill’s emphasis on supply-side solutions is particularly important for the low- and moderate-income communities our members serve. By encouraging housing production and modernizing housing finance frameworks, H.R. 6644 promotes the conditions for communities to attract investment, support small businesses, and provide families with stable, affordable places to live—outcomes that are essential to economic growth.”

Community Financial Services Bank said, “The Housing for the 21st Century Act takes important steps to reverse these trends by reducing unnecessary regulatory barriers that delay housing development. Provisions that allow the use of pre-approved home designs, streamline housing-related processes, and strengthen local capacity to produce housing will help builders bring homes to market more quickly and at lower cost—benefiting both homeowners and renters. We also strongly support the bill’s modernization of key HUD programs. Updating manufactured housing standards, improving the flexibility and effectiveness of the HOME Investment Partnerships Program, and exempting small-scale housing developments from burdensome federal environmental reviews will accelerate housing production while preserving appropriate oversight. These reforms are especially impactful in rural communities, where smaller projects often face disproportionate regulatory costs.”

Council of Large Public Housing Authorities (CLPHA) said, “The Council of Large Public Housing Authorities (CLPHA) is pleased to support the Housing For the 21st Century Act. The bipartisan housing legislation would modernize the HOME Investment Partnership Program and Community Development Block Grant, streamline housing inspections in the Housing Choice Voucher Program, and expand the Family Self-Sufficiency Program through establishing an opt-out pilot program for 5,000 families. These provisions would greatly impact public housing authorities, CLPHA members, and the residents they serve. CLPHA looks forward to working with the sponsors of this landmark legislation as the bill works its way through Congress.”

Fahe said, “It is because of Fahe’s work in difficult-to-serve areas that we know how important the Housing for the 21st Century Act would be if signed into law. By rightsizing regulations, it removes barriers to the critical work that nonprofit affordable housing developers are doing all over the country. Currently, they are hampered by red tape that slows down, and increases the costs, of their work. We are proud to strongly support the solutions proposed in the bill. In particular, the bill addresses the issues with the US Department of Housing and Urban Development’s environmental review requirements, especially for smaller and more rural projects. The requirements are overly burdensome, expensive, and hinder our nation's ability to produce housing at the necessary rate. The Housing for the 21st Century Act would lower development costs, speed the delivery of units, and encourage more supply of affordable housing while still protecting the environment.”

Habitat for Humanity International said, "At a time when Americans face skyrocketing housing costs, we applaud the House of Representatives for moving forward the Housing for the 21st Century Act. This legislation features many important provisions, including the Home Reform Act, which is critical to the Habitat for Humanity network " said Chris Vincent, vice president of government relations at Habitat for Humanity International. "This is the most meaningful housing package that has come out of the House in more than a decade, and we are encouraged by this step as well as the ongoing efforts in the Senate to prioritize housing. At its core, the housing crisis is a supply problem, and this legislation will make it easier to build more, including starter homes, which are critically needed in the market. As one of the nation's largest builders of starter homes, Habitat stands alongside thousands of advocates, homeowners and volunteers, ready to create access to affordable homeownership for more American families."

Home Depot said, “The Home Depot commends policymakers for recognizing the critical need and advancing a bipartisan, supply-focused approach to addressing the nation’s housing shortage. By reducing barriers that delay construction and modernizing federal housing policies, the Housing for the 21st Century Act helps pave the way for more homes to be built, creating more opportunities for skilled trades professionals. We’re proud to support this work as it helps expand access to safe, affordable housing for our customers and communities nationwide.”

Independent Banks of South Carolina (IBSC) said, “Independent Banks of South Carolina appreciates Congress’s consideration of legislation that recognizes the connection between housing policy and community banking. As the House considers the Housing for the 21^st Century Act, we view it as a constructive step toward strengthening housing availability while preserving the local financial institutions that support South Carolina’s communities over the long term.”

Independent Bankers Association of Texas (IBAT) said, “These reforms give community banks the tools they need to keep capital flowing into housing, small businesses, and rural economies. Right-sizing supervision and expanding access to stable, local funding directly strengthens the communities Texas banks serve every day.”

Independent Community Bankers of America said, “On behalf of the Independent Community Bankers of America (ICBA) and the nearly 45,000 community bank locations we represent, I write to thank you for offering floor time for consideration of the Housing for the 21st Century Act (H.R. 6644) and to express our strong support for the legislation. ICBA and community banks urge all members of the House to vote YES on this important package. H.R. 6644 is critically needed legislation that would spur home construction nationwide, promote housing affordability, and help alleviate the housing crisis. This is a serious and thoughtful effort to address a serious problem, and we are grateful to House leadership and the House Financial Services Committee for prioritizing it.”

Manufactured Housing Institute (MHI) said, “The Manufactured Housing Institute (MHI) writes in support of the bipartisan Housing for the 21st Century Act (H.R. 6644). This comprehensive package will expand development capacity, lower costs for renters and homeowners, and simplify the regulatory framework so more families can achieve the American dream of homeownership. As the national trade association representing every sector of factory‑built housing we understand the urgency of increasing housing supply and reducing costs. This legislation offers practical solutions that will accelerate production and expand access to affordable homeownership and rental housing. We strongly support this legislation and encourage its swift passage.”

Mortgage Bankers Association said, “MBA supports the key elements of H.R. 6644 – which has now been joined with a series of bipartisan community banking-related provisions added to the package. MBA urges every U.S. Representative to vote “Aye” in favor of the bill on the House floor during its consideration early next week (under suspension of the rules). This legislation seeks to address a number of our nation’s housing affordability challenges – problems that have demanded the focused attention of Congress and the federal agencies that regulate key aspects of the housing ecosystem. MBA believes both legislative and regulatory reforms are needed to appropriately tackle affordability and address the nation’s housing supply shortage.”

Moving to Work said, “The Moving to Work (MTW) Collaborative is pleased to support the Housing for the 21st Century Act, which takes a practical approach to addressing the nation’s affordable housing crisis by encouraging increased housing supply, modernizing zoning practices, and supporting a range of housing options. These strategies are consistent with the goals of the MTW program and the work our agencies undertake in their communities to address housing challenges in a more effective and sustainable way.”

National Association of Affordable Housing Lenders said, “NAAHL is committed to working with leaders in both chambers to advance bipartisan housing legislation. Passage of the Housing for the 21st Century Act is an important step towards enacting bipartisan legislation that will help expand housing supply and increase affordable options for families, and we urge all members to support when it comes up for a floor vote.”

National Association of Counties (NACo) said, “This NACo-endorsed legislation represents the most significant federal investment in housing in over a decade. The bill provides critical support for community housing programs such as the Home Investment Partnerships (HOME) program and Community Development Block Grant (CDBG). Most importantly, it recognizes counties as a trusted partner in the fight to expand housing opportunity, incentivizing healthy, local-option reforms without micromanaging county housing strategies.”

National Association of Home Builders said, “This housing package takes much-needed steps toward addressing our nation’s critical lack of housing supply. NAHB is encouraged that, among other helpful changes, the legislation has key provisions related to land-use and zoning, regulatory reforms, and financing tools. For too long, restrictive zoning and land-use policies have constrained residential construction. This bill directs HUD to develop best practices with key stakeholders, such as home builders and developers, to provide state and local governments with an array of options to increase production. Similarly, there is a provision to reward communities that welcome the use of pattern books to speed the permitting and approval process for a variety of home types.”

National Association of Mortgage Brokers said, “NAMB commends the Committee for its bipartisan leadership on this legislation and looks forward to working with Congress to ensure that increased housing supply is matched with accessible, affordable mortgage financing that serves all qualified borrowers. This bill has the potential to meaningfully expand homeownership opportunities, and mortgage brokers stand ready to help deliver that promise to American families.”

National Association of Realtors said, “NAR strongly supports bipartisan efforts in both chambers to address this crisis, and we believe Congress must act decisively to remove barriers to housing production and reform outdated programs, while giving communities the tools they need to build more homes. By addressing barriers at the federal, state, and local levels, H.R. 6644 represents the kind of comprehensive approach needed to expand housing opportunities and restore affordability. This legislation provides communities with technical assistance and incentives to reduce local barriers to housing development, streamlines federal environmental reviews that delay production, and modernizes critical programs like HOME and CDBG to work more effectively. It also removes outdated manufactured housing requirements and strengthens pathways for families to access credit and build wealth through homeownership.”

National Council of State Housing Agencies (NCSHA) said, “The National Council of State Housing Agencies is pleased to endorse the Housing for the 21st Century Act and commends the leadership of House Financial Services Committee Chair French Hill (R-AR) and Ranking Member Maxine Waters (D-CA) for advancing this critical bipartisan legislation that will modernize core housing programs, promote private investment in affordable housing, and reduce bureaucratic complexities.”

National Housing Conference (NHC) Coalition said, “Addressing the shortage of affordable housing will require sustained bipartisan action. We are grateful to the House Financial Services Committee for prioritizing housing and considering the Housing for the 21st Century Act. We urge the members of the Committee to support the legislation and advance it to the floor. NHC looks forward to working with Congress to advance bipartisan housing legislation and help ensure it moves forward with the broadest possible support.”

National League of Cities said, “For the first time in more than a decade, we are seeing a strong, bipartisan effort in Congress to address the housing affordability crisis through pragmatic, locally informed policy solutions that will be put to quick use at the local level. The House Financial Services Committee has recently approved the Housing for the 21^st Century Act  which recognizes the critical role of local governments in addressing the nation’s housing needs by updating and improving programs like CDBG and HOME, removing regulatory roadblocks, and increasing local flexibility.”

National Multifamily Housing Council said, “The National Multifamily Housing Council strongly supports the Housing for the 21st Century Act that includes significant steps toward addressing the nation’s housing crisis by promoting rental housing development and encouraging increased housing supply. The Act finally treats housing supply as critical infrastructure and is focused on removing barriers, which will ultimately enable renters to see real relief and help us build the 4.3 million new apartments we need.”

National Rental Home Council said, “America’s housing shortage continues to place significant pressure on renters and homeowners alike. As demand has outpaced supply, rising construction costs, regulatory delays, and outdated rules have made it increasingly difficult to deliver new housing at scale. The Housing for the 21st Century Act takes meaningful steps to address these challenges by modernizing federal housing policy, reducing unnecessary regulatory barriers, and improving access to capital needed to bring new homes to market. NRHC strongly supports the bill’s focus on removing duplicative and inefficient regulatory processes that slow housing development.”

Real Estate Technology & Transformation Center said, “...we are writing to express our strong support for your timely action addressing our nation’s long-term housing challenges and ensuring all Americans have a safe and decent place to call home at a price they can afford. We are especially pleased to support: the Housing for the 21st Century Act.”

Real Estate Coalition Letter said, “The Housing for the 21st Century Act offers a comprehensive package of reforms to address housing affordability and supply by streamlining regulatory processes, modernizing federal housing programs, and expanding financing opportunities. The bill advances key measures important to our industry, including streamlining federal inspection standards, supporting efforts to simplify local and state permitting processes, increasing FHA multifamily loan limits, and allowing for additional private investment in affordable housing by lifting the private welfare investment cap. Collectively, these reforms reflect meaningful progress toward expanding housing supply and lowering housing costs.”

Small Business & Entrepreneurship Council said, “The legislative package offers meaningful solutions to bolster affordable housing, one of the most pressing and frustrating barriers facing workers and working families. For entrepreneurs and small businesses in both high-cost regions and ex-urban areas alike, housing affordability and availability is not only a quality-of-life issue, but a workforce and competitiveness challenge that affects hiring and retention. Moreover, small businesses in the housing sector stand ready to play a central role in delivering affordable housing choices but red tape and barriers make it difficult to compete and offer these needed choices. Reforms that reduce bureaucracy and artificial barriers will support these small businesses, with the cost savings and efficiencies filtering down to residents and homeowners.”

StoneCastle Partners said, “We believe the Housing for the 21st Century Act advances a practical, solution-oriented framework that can help communities add supply while also enabling lenders—particularly community banks—to be more responsive to the needs of homebuilding and the supporting industries. By improving clarity and reducing unnecessary delay in the development process, the bill can help reduce uncertainty for borrowers and lenders alike, allowing capital to be deployed more confidently and at lower cost.”

Subchapter S Bank Association said “The Housing for the 21st Century Act takes a practical approach by streamlining outdated federal processes, expanding access to housing finance, and strengthening the ability of community-based financial institutions to deliver capital where it is needed most. We appreciate the legislation’s focus on increasing housing supply, reducing unnecessary regulatory barriers, and expanding affordable housing finance tools. Provisions that improve access to small-dollar mortgages and strengthen coordination among federal housing programs will help address persistent housing shortages in many communities.”

Texas Bankers Association said, “Community banks are foundational for healthy local economies—from helping families afford homes to fueling small business growth. The Housing for the 21st Century Act is another important pillar in Chairman French Hill’s ‘Make Community Banking Great Again’ agenda which is removing barriers and unnecessary regulations that have been detrimental to local lending.”

United Wholesale Mortgage, “As the #1 mortgage lender in the U.S., UWM serves independent mortgage brokers and homebuyers in communities across all 50 states. Every day, we see firsthand how constrained housing inventory, fragmented regulatory processes, and outdated federal programs limit families’ access to homeownership. H.R. 6644 thoughtfully modernizes federal housing tools and supports local development strategies, providing meaningful steps toward expanding supply and improving affordability.”

Up for Growth Action said, “The bipartisan Housing for the 21st Century Act represents a meaningful down payment towards solving America's severe shortage of homes. The legislation addresses key barriers to building, renovating, and financing housing and community development. It’s encouraging to see such deliberate efforts in the House to confront a major driver of America’s affordability challenge. We’re hopeful this momentum results in a floor vote and productive negotiations with the Senate to deliver a comprehensive package to the President’s desk.”

U.S. Conference of Mayors (USCM) said, “Mayors from across the country have spent the last year advocating for Congressional leaders to join them in taking action to drastically increase our nation’s housing supply while creating greater pathways to affordable housing. We are pleased to see the House Financial Services Committee engaged in significant, bipartisan action on this issue which has come to impact every corner of our country, every political persuasion, and every rung of the socioeconomic ladder. The provisions within the legislation are both pragmatic and impactful ranging from critical regulatory reforms to the reauthorization of HOME to expanding new affordable housing construction as eligible use of Community Development Block Grants funds. This bill lays the groundwork to address the nation’s urgent need to boost housing supply by increasing efficiencies and removing barriers to the development of more housing.”

U.S. Mortgage Insurers, President said, “The legislation correctly seeks to address the persistent shortage of entry-level homes, including by focusing on regulatory barriers to housing development and modernizing U.S. Department of Housing and Urban Development programs and updating rules for manufactured housing. It also includes valuable measures that would enhance transparency in federal programs, aligning with USMI’s longstanding support of a consistent, transparent, and coordinated approach to the federal government’s housing policy among regulators, policymakers, and other stakeholders.”

Veterans Association of Real Estate Professionals said, “These reforms directly affect servicemembers, veterans, and military families who face unique housing pressures due to frequent relocation, transition timelines, and constrained local markets. We also recognize the inclusion of military service disclosure protections… clarifying that the military service question must appear above the borrower’s signature line strengthens visibility at the point of execution and supports accurate identification of military-connected borrowers. This aligns with VAREP’s advocacy to ensure veterans are fully informed of available housing benefits and protections.”

Zillow said, “We applaud the Financial Services Committee’s work to address the ongoing affordability crisis - median home sale prices have increased by over 50% since 2019 - with a bipartisan response focused on building more housing, more easily. Addressing the nation’s housing needs requires a multifaceted strategy, and we are encouraged by the bill’s approach to promoting the development of additional housing supply and eliminating unnecessary federal and local barriers to building. We urge the House to pass this impactful legislation.”

The following organizations have also endorsed the Housing for the 21^st Century Act:

AARP

American Bankers Association (ABA)

American Financial Services Association (AFSA)

American Land Title Association (ALTA)

American Seniors Housing Association

Appraisal Institute

Building Owners and Managers Association (BOMA) International

Cavco Industries, Inc.

Clayton Homes, Inc.

Center for Responsible Lending

Champion Homes, Inc.

Commercial Real Estate (CRE) Finance Council

Corporation for Supportive Housing (CSH)

Council for Affordable and Rural Housing

Council of Large Public Housing Authorities (CLPHA)

Defense Credit Union Council

Housing Partnership Network

Housing Policy Council

Institute of Real Estate Management

Kentucky Bankers Association

Leading Builders of America

Lincoln Avenue Communities

Nareit

National Affordable Housing Management Association

National Apartment Association

National Association of Housing Cooperatives

National Association of Residential Property Managers

National Bankers Association

National Community Development Association

National Leased Housing Association

Pew Charitable Trusts

Real Estate Roundtable

Western Alliance Bank

Window & Door Manufacturers Association